Now is the time to buy that home in Sun City, TX.

With the volatility of the Dow Jones Industrial Average, many market experts are predicting more uncertainty ahead, some advisers are recommending their clients put some of their cash to another use: To buy a house or summer home

Potential homebuyers certainly have plenty of incentives: Home prices are still way down in south Texas, specifically Austin and Georgetown, and mortgage rates are nearing their all-time lows.

Another reason to act now, say the experts: While the recent passage of the debt deal is likely to keep mortgage rates low for now, homebuyers could soon find themselves with fewer incentives once the details of the debt deal are ironed out. “it’s a great time to buy a house,” says Greg McBride, senior financial analyst at Bankrate.com. “Affordability is tremendous, and if you’re in a position where you have the financial security that others are lacking, you’re in a great position to grab a good deal.” Rebecca Hall, a financial planner, said several of her clients have decided to buy second homes instead of putting more money in the market. “People don’t view real estate as volatile as the market,” says Hall. Edited from an article published by Dow Jones & Company